So here’s the math. If you are to enrol for the Rs.5,000 per month savings plan then you pay Rs.55,000 in total for 11 months. The last instalment of Rs.5,000 is put in by us. Plus you also get to avail a complimentary diamond nosepin on joining the plan. The combined value of the bonus instalment & the complimentary nosepin works out to a 10% + benefit for you on your investment of Rs.55,000!